Cookie Notice
Last Update: 10 July 2025
1. INTRODUCTION
This Cookie Notice explains how Capworks Investment Manager India Private Limited and all its subsidiaries and affiliates (“Capworks” and/or “the Company”) uses cookies and similar technologies to recognise its users when they visit its website at https://www.rmb.co.in/. This Cookie Notice explains what cookies are, why the Company uses them, and how users can control or manage their use. The Company is committed to safeguarding user privacy. Accordingly, this Cookie Notice applies to all websites operated by the Company.
2. WHAT IS A COOKIE?
A cookie is a small piece of data that is sent (usually in the form of a text file) from to the user’s device (such as a computer, smartphone or tablet) when the user accesses the website. Data stored in a cookie is created by the website’s server when the user connects with it. This data is labelled with a unique ID and helps identify the user and his/ her device. Cookies are widely used by website owners to make their websites work or to work more efficiently, as well as to provide reporting information. Cookies set by the Company are called "First Party Cookies". First-Party Cookies are directly stored by the website (or domain) visited by a user. These cookies allow website owners to collect analytics, data, remember language settings or perform other useful functions that provide a good user experience.
Cookies set by parties other than the website owners are called "Third-Party Cookies". Third-Party Cookies enable third-party features or functionality to be provided on or through the website (e.g. advertising, cross-site tracking, interactive content and analytics), e.g., when a user visits a site and clicks a “like” button, this could be stored in a cookie and, upon visiting the third-party site, the cookie will be used to action the request.
The purpose of a cookie is to provide a reliable mechanism to “remember” user behaviour (keeping track of previous actions), e.g., remembering the contents of an online shopping cart, and actions the user performed while browsing when not signed up or logged into his/her online account.
The Company does not necessarily know the identity of the user of the device but does see the behaviour recorded on the device. Multiple users of the same device would not necessarily be distinguishable from one another. Cookies could, however, be used to identify the device and, if the device is linked to a specific user, the user would also be identifiable.
3. WHICH COOKIES CAN BE FOUND ON CAPWORKS?
When a user visits the Company website, the Company may include any of the cookies listed in the table below. The table explains what the cookies are used for and the time period for which the cookie could remain valid. Where cookies are only valid for a single session, the cookie will be erased when the user closes their browser. Where cookies persist, the cookie will be stored by the user’s browser until deleted by the user.
Origin | Use | The Service | Duration |
|---|---|---|---|
First-Party Cookies | Browser/device identification | Enable the Company to identify the device/browser. | Persist beyond a single session. |
First-Party Cookies | Authentication | Upon logging into a web server, a cookie will be returned that identifies the user has been successfully logged in | Only valid for the single session. |
First and Third-Party Cookies | Analytics | To collect information about how visitors, use Company websites. This can provide the Company with insight on website performance and metrics. | Persist beyond a single session. |
Third Party Cookies | Marketing and other | Used for tracking and online advertising purposes. | Persists beyond a single session. |
Option | Description |
|---|---|
Path | Helps to protect a cookie by restricting the location where it is allowed to be sent. |
Secure | Makes a cookie secure by ensuring it is only sent over a securely encrypted channel. |
Expiry | Sets the duration a cookie will last for before it expires. |
Same Site cookie | Makes the cookie secure by limiting the sites to which the cookie is allowed to be sent. |
HTTPS | Makes a cookie secure by ensuring it is only sent over HTTPS protocol. This prevents attackers from secretly extracting it. |
4. WHEN WILL CAPWORKS USE COOKIES
The Company processes the cookies only when:
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a user has given explicit consent;
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a person is legally authorised by the user, the law or a court, has consented thereto on the user’s behalf;
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it is necessary to conclude or perform under a contract that the Company has with the user;
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the law requires or permits it;
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it is necessary for the legitimate interest of the user’s, the Company’s or a third party (e.g., for fraud prevention); or
The Company may use cookies for reasons including but not limited to:
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detecting or preventing fraud, financial crime and other crime and reporting the same to the concerned authorities;
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managing and improving the security for the Company and users (for example to prevent fraudulent use of login details);
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various analytical reasons, e.g., how Company’s website is used so that improvements can be made thereto;
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marketing and advertising, for example to decide which solutions (goods, products, services or rewards) users may be interested in and to customise marketing on various applications and websites; and/or
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recognition of users of Company’s website, or devices which return to the Company’s website.
5. WHAT HAPPENS IF A USER DOES NOT WANT COOKIES?
Users may accept or decline cookies at any time through their browser settings. All browsers allow users to refuse to accept cookies and to remove current cookies. The method for doing so varies between different browsers and versions. Users have the right to decide whether to accept or reject certain types of cookies. If the user chooses to block or reject certain cookies, he may still be able to use the Company’s website, however, its access to some functionality and areas of the website may be restricted. For example, the Company requires cookies to allow users to log in to its website.
All data collected via cookies is subject to the Privacy Policy.
6. ADDITIONAL INFORMATION ABOUT COOKIES?
Users' browser store cookies and Company websites cannot access any data on a user’s device.
As the cookies are stored in text files, they cannot be used to distribute viruses to a device. On a single device with multiple users, the experience of Company websites would be customised based on the behaviour of all users using the device and not just an individual user. If users disable cookies, previous cookies collected will not be deleted; however, this will prevent the creation of new cookies and the expired cookies will be removed automatically.
7. HOW OFTEN WILL WE UPDATE THIS COOKIE POLICY?
This Cookie Notice may be revised periodically in response to changes in law, technology, or the Company’s practices. Users are encouraged to review this Cookie Notice regularly. The “Last Updated” date above reflects the most recent changes.
8. WHERE CAN I GET FURTHER INFORMATION?
If you have any questions or concerns about the Company’s use of cookies in, please contact:
Issac Yakub Merchant
Compliance Officer
+91-8424851708